Many agents will agree that a sign of a good final expense lead is when they come from low-income households. I am sure you don’t want to waste your time going to a house that has savings and annuities and large pensions. There is a slim chance that these people will purchase anything from you. It is better to target a group that lives from hand to mouth and doesn’t have money put aside for the future.
Many people that have terminal diseases an are near death choose to purchase this type of policy. One reason for that is the cheaper premiums. Most polices range from $5,000 up to $50,000 and have a simple face value because they are meant just for funeral and burial costs. You do not have to worry about medical exams for this policy like you do with many life cover policies.
Why did I take the time to share these accounts, well simply to make you aware of what family members are forced to deal with when you don’t take care of your own health or final expenses. It doesn’t have to be this way. The Holy Bible says God has time appointed for each of us, but it also says in the book of Ecclesiastes that we can die before our time. If the latter occurs, wouldn’t you want to be ready? You can be! Simply click on the link below and complete the quote form, so that you can receive everything there is to know about senior final expense program. It is nice to know that loved ones have your back, but it is even more assuring to know that you have theirs, and that it has already been handled. Unnecessary stress should be avoided at all cost.
In addition, the person who passed away may have left some debts. Medical bills or credit card debts must be settled somehow. It is nice to know that a cash payment is coming promptly!
A burial policy from a top insurer should be well known by quality funeral homes, and they will often accept proof of insurance instead of cash payments.
We also must take a good look into the eyes. Notice when things may appear differently than before. Eye problems may surface, as this is also a complication of diabetes. The risk of going blind is high in diabetic patients along with vision acuity, and color clarity. My best friends’ mother in law experienced this issue and could not see very clearly; neither could she distinguish between certain colors. This may also be referred to as retinopathy.
Selling Final Expense in and of itself isn’t necessarily profitable. It really boils down to how you do it and what platform you use in selling it. The old way is out and not very profitable anymore.
It is simple enough to get free price quotes though. That way, you can compare the plans and prices of a few different companies. This information will help you decide if a burial policy is the right choice for you.