This may really surprise you, but we shopped around for life insurance for a single client in our area. We found price differences of $300 a year for the same $100,000 life insurance policy! These were all large, highly rated life insurance companies too. What we learned, is that it pays to do some shopping.
These are simply small face value whole life insurance polices. They have been developed so that they are easy for older people to apply for. The cash value of these policies will rang from $2,500 – $25,000. Many people choose to purchase about $8,000 to $10,000 worth of coverage.
And I will Leave You with This gem And this Advice: Never, ever answer an ad with a headline you can’t understand. Check this out: “$50+ Millionaires Produced? final expense insurance quote Agents Leads In-House.” The text of the ad is no clearer, unfortunately. It’s a sales position, but it is not clear whether “health/dental” applies to benefits for the salesperson, or whether that is the product being sold. And the “exotic trips” part of it is really intriguing.
Most people don’t want their spouse, siblings, or kids to reach into their own pockets, or sell off investments that they have worked hard for and need for their own retirement and living expenses.
Don’t fool yourself thinking you’re to young to buy insurance you’re not! Accidents and death can occur anytime, anywhere and your age means nothing! I learned this lesson the hard way in 2005 when an uninsured driver hit me.
Well, these next members have been accused of getting no respect. We need our feet, but we rarely notice them unless they are hurting. Diabetes may also be responsible for throbbing feet. If the feet are infected or if there are circulation issues your “dogs may begin to bark” (feet hurting) along with the damaged nerves found at the base of the feet.
You’re possibly thinking, “I wouldn’t know what to do”. Strangely enough, the first instinct most people have is to call the family doctor, and as it happens, this is the first thing to do if the death occurs at home. The family doctor (or a locum if necessary) will attend and confirm the fact of death, and will later complete a death certificate (and a cremation certificate if required).
They just send out mailers or hire telemarketers and they do their best to get you leads (while still charging you $20-$30 per lead). Why can’t you just do this? If it’s going to work, its going to work for you as easily as it will work for them. Some areas just don’t generate leads and some generate tons. Why waste your money and commission to have someone do this for you? Aren’t you in the final expense business to make money? Aren’t you tired of working for someone else? Then why pay for someone to something that is so easy for you to do yourself?